# Libre

> Libre is a peer-to-peer Bitcoin lending marketplace. Users borrow USDT against BTC collateral or lend stablecoins to earn predictable yield, with loans overcollateralized by Bitcoin (typically 200%+).

Libre's marketing site is a single page at https://www.libre.org/ that explains how the protocol works, lists current loan rates and pool stats, and links out to the live dApp at https://defi.libre.org for borrowing and lending. On-chain loan data is viewable at https://tools.libre.org.

Loan terms range from 1 week (5% APR) up to 6 months (13% APR). All loans are fully collateralized with Bitcoin held on-chain.

## Main site

- [Homepage](https://www.libre.org/): Overview, rates, stats, security model, team, and contact form
- [Borrow section](https://www.libre.org/#borrow): Loan rate table and live pool statistics
- [Lend section](https://www.libre.org/#lend): Information for stablecoin lenders
- [Security](https://www.libre.org/#security): Overcollateralization details and risk model
- [How it works](https://www.libre.org/#how-it-works): Protocol mechanics
- [Team](https://www.libre.org/#team): Team members
- [Contact](https://www.libre.org/#reach-the-network): "Reach the Network" contact form

## Application

- [Libre dApp](https://defi.libre.org): Launch the app to borrow or lend
- [Borrow USDT](https://defi.libre.org/borrow): Open a loan against BTC collateral
- [Lend USDT](https://defi.libre.org/lend): Provide liquidity to lending pools
- [Active loans explorer](https://tools.libre.org/loans/mainnet/active): Live on-chain loan data

## For bots and programmatic agents

- [Libre for agents](https://www.libre.org/agents/): What an autonomous program can do on Libre — own keys, no trading fees, borrow against BTC — with the commands to verify each claim and a five-step setup.
- [Libre MCP server](https://mcp.libre.org): Read market, price, account and loan state, compose unsigned transactions, and relay ones you signed yourself. MCP at POST https://mcp.libre.org/mcp, REST at POST https://mcp.libre.org/v1/tools/<tool>, OpenAPI at https://mcp.libre.org/openapi.json. Holds no keys and signs nothing.
- [Agent description](https://mcp.libre.org/llms.txt): Tool list, signing model, and rate limits.
- BTC/USD comes from the on-chain `oracle` contract — the average of a round of at least 3 independent feeders agreeing within 10% of each other — the same price the loan contract uses for LTV and liquidation. Do not use an exchange price for collateral math.
- [Libre DeFi agent guide](https://defi.libre.org/llms.txt): Contracts, table names, and transfer memos for working against the chain directly.

## Community

- [Twitter / X](https://twitter.com/libredotorg)
- [Telegram](https://t.me/LibreBlockchain)
- [GitLab](https://gitlab.com/libre-chain)
- Support email: hello@libre.org